1,500+ businesses earned millions in cashback with Incard
Meet your financial operating system
Business Accounts
Open multi-currency business accounts, unlock global revenues stream and get paid faster using local rails.
Cashback and Rewards
Get Amex-like rewards with no credit check, no minimum fees, and real cashback on what matters.
Corporate Cards
Multiple cards, high cashback, detailed spend insights, smart controls, that saves hours of work.
Money Transfer
Send money in 28+ currencies, to over 154 destinations fast, without breaking your budget.
Connected Banking
Aggregate and manage all your bank accounts in one place and move money effortlessly.
Flex Cards
Spend now. Pay in 42 days with 0% interest. Earn cashback while you wait. No credit check.
We’re built for
modern operators
AI companies. Ecommerce. Agencies. Creators. Incard powers how today's businesses actually earn.
Cards made for online advertising
Our all-new Visa Platinum cards keep pace with your business and your life. Start getting more from your social media platforms by spending on ads with a card that cares about you.
High Cashback
Maximise your ROAS with uncapped rewards on what matters for your business.
Multi-Currency Card
Pay in the right currency with Incard's real multi-currency accounts in GBP, USD, EUR.
Virtual Cards
Scale your business and use your card on all your advertising platforms.
Mobile Wallet
Add your virtual or physical cards to any Apple mobile wallet and spend on the go.
Cash spent on the Incard platform by 1,500+ business owners.
Manage your financial
workflows in one place
Automate any banking task in a few clicks
so you can focus on what actually matters.
Connect all your bank accounts in one real-time view
Achieve total clarity. Consolidate every business bank account into a single, reliable source of truth, across entities, currencies, and providers. No more juggling portals, spreadsheets, or logins.
- Live cash visibility across every bank, updated in real-time
- Set balance thresholds and automated rules
- Search transactions across all accounts simultaneously
Move money like magic
Do away with logins. Automatically pull funds from your connected bank when your Incard balance runs low, or set rules to move money across all accounts without ever logging into the underlying bank.
- Automate top-ups and transfers between accounts
- No switching between banks, portals, or tools
- Save hours every week on manual money movement
Get paid to spend with leading cashback
Every pound you spend on advertising, SaaS, travel, and more earns uncapped cashback. Hit milestones to unlock higher rates, the more you use Incard, the more you earn back.
- High cashback with no cap, ever
- Unlock higher rates as you hit spending milestones
- Earn on the categories that matter most: ads, SaaS, travel, and more
Meet the founders who chose Incard
“The team is incredibly responsive, and they've taken the time to understand our operations inside out. On top of that, the cashback is the best I've ever received on any card, full stop.”
in One year
across platforms
Transparent pricing
for modern businesses
No spreadsheets. No switching between banks and tools. No blind spots.
Free
Start simple.
Earn cashback.
What’s included:
- 5 users with add-ons available
- 1.0% cashback on debit cards
- 3 multi-currency IBANs with add-ons available
- 10 cards with unlimited add-ons
- £5,000 FX at interbank rate
- App Store add-ons available
Grow
Most popularSmarter finances.
Bigger rewards.
More of everything, plus:
- 10 users with add-ons available
- 1.25% cashback on debit cards
- 5 multi-currency IBANs with add-ons available
- 25 cards with unlimited add-ons
- £15,000 FX at interbank rate
- Incard-built apps included
- API & automation access
Incard Plus
Custom cashback.
Capital and control.
Maximum limits, plus:
- From 20 users with add-ons available
- From 1.5% cashback on debit cards
- From 20 multi-currency IBANs with add-ons available
- From 50 cards with unlimited add-ons
- From £25,000 FX at interbank rate
- Pro-level financial reports
- Dedicated relationship manager
To view the Terms & Condition for Incard subscriptions click here.
Which plan is
the best for you?
We’ve got the right plan for you. Let’s find out which one fits your needs the best.
£3,000,000
Annual spend
Select apps
Stablecoin Orchestration
InvoicingIncard Plus
Custom cashback.
Capital and control.
Billed once yearly
What you’ll get:
- From 20 users with add-ons available
- From 1.5% cashback on debit cards
- From 20 multi-currency IBANs with add-ons available
- From 50 cards with unlimited add-ons
- From £25,000 FX at interbank rate
Frequently
asked questions
Don’t see the answer you are looking for? Get in touch.
Incard is a modern banking platform designed for high-spend businesses. We offer multi-currency business accounts, connected banks, virtual cards, unlimited high cashback, cashflow insights, and more—all designed to help online businesses thrive.
No, there are no caps on the cashback you can earn with Incard. Every eligible transaction on your debit and flex cards earns uncapped cashback, and your rate increases as you hit spending milestones.
Incard offers a Free plan with no monthly fee. Paid plans start at £49/month and unlock higher cashback rates, more users, larger FX allowances, and additional features. You can see a full breakdown in our pricing section above.
Incard is built for digital-first operators: e-commerce brands, agencies, AI startups, content creators, and affiliate marketers. You get banking, cards, cashback, FX, and automation in one place—so you can stop switching between tools and focus on growing your business.
Incard is available across the UK and EU, with multi-currency accounts in GBP, EUR, and USD. We're continuously adding support for additional regions and currencies.
What would you do with more time and money?
$20M+ earned and thousands of hours saved across 1,500+ modern businesses.
